Happy Sunday! Welcome back to SUNDAYS & BUSINESS. This week features Motti Klein Licensed Mortgage Originator at The Everest Equity Company, Inc., with three easy-to-implement tips on What To Know Before Applying For a Mortgage.
Credit Score.
Your credit score significantly influences the mortgage terms you'll qualify for. Higher credit scores generally lead to better interest rates. Obtain a copy of your credit report and work on improving your score if necessary.
Budget and Affordability.
Assess your financial situation and determine how much you can afford to borrow. Consider factors such as your income, expenses, and potential future changes in your financial circumstances.
Pre-Approval.
Get pre-approved for a mortgage before house hunting. Pre-approval gives you a clear idea of the loan amount you qualify for and strengthens your position when making an offer on a home.
We hope you found this week’s episode insightful and helpful.
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Have a successful week ahead!
Registered Mortgage Broker New York State Department of Financial Services. Mortgage Broker Licensed by the New Jersey Department of Banking and Insurance. Licensed Mortgage Broker CT, PA, FL, NC and TX Banking Departments. Loans arranged through third party providers. NMLS ID 12484
